Anne Dumas

Marriage, baby, house: when should you review your insurance policies?

Life’s major milestones happen quickly, disrupting your routine, and if you’re not prepared, you may be in for a few surprises. Property and casualty insurance doesn’t like surprises. It prefers clear updates made at the right time. Here are some key moments to review your coverage to avoid gaps, oversights, and unnecessary headaches. 1. Marriage: […]

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Traveling abroad: does your civil liability insurance cover you?

When planning a trip, we often think about our suitcase, passport, sunscreen… but rarely about civil liability insurance. However, this is a detail that can make all the difference if something unexpected happens abroad. What is civil liability, anyway? It’s protection that covers damage you might accidentally cause to others. For example, if you spill

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Are you covered in the event of business interruption during a disaster?

Your business is flooded. A fire has ravaged your premises. If your premises are damaged after a disaster, what should you do? Have you lost everything? Not necessarily, if you have taken out business interruption insurance. Description of business interruption insurance Many business owners are unaware of the real costs and impact that a disaster

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Cyber risk insurance: protection that has become essential for all businesses

Today’s businesses, large and small, all depend on technology: email, management software, online sales, customer data, etc. This dependence comes with a very real risk: cyberattacks. Fraud, hacking, ransomware, theft of sensitive data… incidents are on the rise, and no sector is immune. The most common threats Email fraud, also known as phishing, is one

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