Your home insurance is a bit like a parachute: as long as everything is going well, you don’t think about it. But when things get complicated, it’s better to have it properly packed. Here are five common—and often costly—mistakes that we still see too often. 1. Underinsuring the value of your home Market value and […]
5 common mistakes that can cost you dearly on your home insurance policy Read More »
Life’s major milestones happen quickly, disrupting your routine, and if you’re not prepared, you may be in for a few surprises. Property and casualty insurance doesn’t like surprises. It prefers clear updates made at the right time. Here are some key moments to review your coverage to avoid gaps, oversights, and unnecessary headaches. 1. Marriage:
Marriage, baby, house: when should you review your insurance policies? Read More »
Imagine this scenario: you’re enjoying a nice evening at a friend’s house. You pick up their cell phone to look at a photo… and whoops! The device slips out of your hands and crashes to the floor. The screen is shattered, and you feel terrible. The big question is: does your home insurance cover this
Is breaking a cell phone at a friend’s house covered by your insurance? Read More »
When planning a trip, we often think about our suitcase, passport, sunscreen… but rarely about civil liability insurance. However, this is a detail that can make all the difference if something unexpected happens abroad. What is civil liability, anyway? It’s protection that covers damage you might accidentally cause to others. For example, if you spill
Traveling abroad: does your civil liability insurance cover you? Read More »
Your business is flooded. A fire has ravaged your premises. If your premises are damaged after a disaster, what should you do? Have you lost everything? Not necessarily, if you have taken out business interruption insurance. Description of business interruption insurance Many business owners are unaware of the real costs and impact that a disaster
Are you covered in the event of business interruption during a disaster? Read More »
Airbnb, Vrbo, and other short-term rental platforms can be a great way to make money from your property. But be careful: renting out your house, condo, or even cottage can have consequences for your home insurance. When a tenant occupies your home, even for a few days, the risk is no longer the same. Property
Do you rent out your home on a short-term basis? Read More »
