{"id":9994,"date":"2020-05-28T12:49:54","date_gmt":"2020-05-28T16:49:54","guid":{"rendered":"https:\/\/test-vez.catalyseweb.com\/?p=9994"},"modified":"2020-07-06T09:37:26","modified_gmt":"2020-07-06T13:37:26","slug":"tenants-are-you-playing-with-fire","status":"publish","type":"post","link":"https:\/\/www.groupevezina.com\/en\/tenants-are-you-playing-with-fire\/","title":{"rendered":"Tenants: are you playing with fire?"},"content":{"rendered":"
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As a tenant, you don\u2019t think you need home insurance?<\/big><\/p>\n

Should you get insurance?<\/h3>\n

37% of all tenants in Quebec are not insured. The value of your insurable belongings may not be as high as if you owned your own home. Nevertheless, they are worth insuring.<\/p>\n

For example, if a fire were to destroy your apartment and all of its contents, your home insurance would help you to buy new clothes and other essential items. The compensation you\u2019d receive would help you start from scratch.<\/p>\n

Have you considered civil liability?<\/h3>\n

In addition to your belongings, your home insurance offers liability coverage. This would help if you were held liable for damages caused unintentionally to a third party.<\/p>\n

And, in case of a loss, the insurer would settle any damage to the building directly with the owner. If you\u2019re held liable for the loss and are not insured, you\u2019ll have to pay the amount of the claim. However, if you\u2019re insured, it\u2019s the civil liability coverage under your policy that will reimburse the building owner\u2019s insurer.<\/p>\n

Home insurance also allows you to receive compensation for additional living expenses if you could no longer live in your apartment (depending on the coverage chosen). <\/p>\n

Your personal property isn\u2019t covered by the building owner\u2019s insurance. It\u2019s up to you to have it insured!<\/p>\n

\u00a0Affordable<\/h3>\n

There are a number of home insurance products on the market with different levels of coverage. Take the time to shop around and choose the insurance you need in terms both of coverage and premium. It can cost about $300 per year for a tenant to get insurance.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

As a tenant, you don\u2019t think you need home insurance? Should you get insurance? 37% of all tenants in Quebec are not insured. The value of your insurable belongings may not be as high as if you owned your own home. Nevertheless, they are worth insuring. For example, if a fire were to destroy your […]<\/p>\n","protected":false},"author":18,"featured_media":9997,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[149,19],"tags":[286,285,254,272,284],"class_list":["post-9994","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-home-insurance","tag-house","tag-property-insurance","tag-protection-en-2","tag-risk-of-fire","tag-tenants"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/9994","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/comments?post=9994"}],"version-history":[{"count":0,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/9994\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media\/9997"}],"wp:attachment":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media?parent=9994"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/categories?post=9994"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/tags?post=9994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}