{"id":2550,"date":"2024-01-03T15:36:00","date_gmt":"2024-01-03T20:36:00","guid":{"rendered":"https:\/\/test-vez.catalyseweb.com\/?p=2550\/"},"modified":"2024-06-11T09:41:27","modified_gmt":"2024-06-11T13:41:27","slug":"insuring-your-home-limits","status":"publish","type":"post","link":"https:\/\/www.groupevezina.com\/en\/insuring-your-home-limits\/","title":{"rendered":"The limits of your home insurance"},"content":{"rendered":"\t\t
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Do you have an extraordinary passion or collection? Have you converted a room in your house into a music studio? Or have you acquired the sailboat of your dreams? Or maybe your basement is a mini-museum dedicated to your favorite professional sports team?<\/strong><\/p>

Your home insurance policy pays out a maximum amount, or limit, when it comes to certain property. In case of a loss, your indemnity will never exceed the amount stated under the policy. If you feel that the limits are lower than the value of some of the items you own, talk to your home insurer or broker and ask for a higher coverage for them.<\/p>

Talk to your broker. If you feel that the limitation amounts are lower than the value of certain assets you own, ask for a higher insurance amount for these assets.<\/p>

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Goods for which coverage is limited on most insurance contracts, regardless of the type of loss covered:<\/strong><\/p>

Animals : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Boats : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Gold or silver bars, bank notes and cash : $200<\/p><\/div><\/div><\/div><\/div><\/div>

Software : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Lawn tractors, equipment trailers : $5,000<\/p><\/div><\/div><\/div><\/div><\/div>

Securities : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Personal property used for professional activities : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Bicycles\u00a0(including equipment and accessories) : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Sports and artistic personality cards : $2,000<\/p>

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Property for which coverage in case of THEFT is limited under most insurance policies<\/strong><\/h4><\/div><\/div><\/div><\/div><\/div>
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Wine and spirits : $5,000<\/p><\/div><\/div><\/div><\/div><\/div>

Jewellery : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Furs : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Manuscripts\/stamps\/coins : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Objects made of silver or gold : $5,000<\/p><\/div><\/div><\/div><\/div><\/div>

Audio and video media\u00a0(including CDs and DVDs) : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

Works of art : $10,000<\/p><\/div><\/div><\/div><\/div><\/div>

Collections : $2,000<\/p><\/div><\/div><\/div><\/div><\/div>

The amounts indicated are for information only. Your insurance contract limitations could include higher amounts of insurance. It is worth checking it out.<\/strong><\/p>
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Source: infoassurance.ca<\/span><\/p>
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Do you have an extraordinary passion or collection? Have you converted a room in your house into a music studio? Or have you acquired the sailboat of your dreams? Or maybe your basement is a mini-museum dedicated to your favorite professional sports team? Your home insurance policy pays out a maximum amount, or limit, when […]<\/p>\n","protected":false},"author":18,"featured_media":17742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-property-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/2550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/comments?post=2550"}],"version-history":[{"count":6,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/2550\/revisions"}],"predecessor-version":[{"id":18901,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/2550\/revisions\/18901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media\/17742"}],"wp:attachment":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media?parent=2550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/categories?post=2550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/tags?post=2550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}