{"id":17218,"date":"2025-02-21T10:03:00","date_gmt":"2025-02-21T15:03:00","guid":{"rendered":"https:\/\/test-vez.catalyseweb.com\/?p=17218"},"modified":"2023-05-23T14:27:11","modified_gmt":"2023-05-23T18:27:11","slug":"business-insurance-covered-or-not","status":"publish","type":"post","link":"https:\/\/www.groupevezina.com\/en\/business-insurance-covered-or-not\/","title":{"rendered":"Business insurance: covered or not ?"},"content":{"rendered":"<p><strong>Your business insurance protects you against which disasters? Find out what&#8217;s covered and what&#8217;s not.<\/strong><\/p>\n<h3>Water damage<\/h3>\n<p>Your insurance protects you against water damage, but not in all cases. It all depends on the coverage you chose when you purchased your policy (endorsements added) and the cause of the disaster:<\/p>\n<ul>\n<li>Damage caused by a sanitary installation (kitchen faucet, dishwasher pipe):<strong> automatically covered<\/strong><\/li>\n<li>Damage caused by a city water main break: <strong>automatically covered<\/strong><\/li>\n<li>Damage caused by water seepage: <strong>covered if you choose this additional coverage<\/strong><\/li>\n<li>Damage caused by sewer back-up: <strong>covered if you choose this additional coverage<\/strong><\/li>\n<li>Damage caused by flooding when a body of water overflows: <strong>covered if you choose this additional coverage<\/strong><\/li>\n<\/ul>\n<h3>Theft and vandalism<\/h3>\n<p><strong>Covered <\/strong>if you choose this additional coverage<\/p>\n<h3>Fire<\/h3>\n<p><strong>Automatically covered<\/strong><\/p>\n<h3>Snow and ice<\/h3>\n<p><strong>Automatically covered <\/strong>with an all-risks policy<\/p>\n<h3>Wind and hail<\/h3>\n<p><strong>Automatically covered<\/strong><\/p>\n<h3>Earthquake<\/h3>\n<ul>\n<li>Damage resulting from the quake: <strong>Covered<\/strong>is you have the endorsement<\/li>\n<li>Damage resulting from a fire, an explosion or from smoke following an eathquake: For some, <strong>covered<\/strong> by the home insurance policy while for others, covered by <strong>endorsement<\/strong>.<\/li>\n<\/ul>\n<p>Source: InfoAssurance<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your business insurance protects you against which disasters? Find out what&#8217;s covered and what&#8217;s not. Water damage Your insurance protects you against water damage, but not in all cases. It all depends on the coverage you chose when you purchased your policy (endorsements added) and the cause of the disaster: Damage caused by a sanitary [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":17227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[336],"tags":[],"class_list":["post-17218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/17218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/comments?post=17218"}],"version-history":[{"count":0,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/17218\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media\/17227"}],"wp:attachment":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media?parent=17218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/categories?post=17218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/tags?post=17218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}