{"id":15489,"date":"2023-12-27T11:53:00","date_gmt":"2023-12-27T16:53:00","guid":{"rendered":"https:\/\/test-vez.catalyseweb.com\/insurance-lending-your-car\/"},"modified":"2025-09-15T08:28:09","modified_gmt":"2025-09-15T12:28:09","slug":"insurance-lending-your-car","status":"publish","type":"post","link":"https:\/\/www.groupevezina.com\/en\/insurance-lending-your-car\/","title":{"rendered":"Insurance: lending your car"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15489\" class=\"elementor elementor-15489 elementor-15051\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd2001f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd2001f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75727522\" data-id=\"75727522\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3db24347 elementor-widget elementor-widget-text-editor\" data-id=\"3db24347\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p>There are times you may want to help out a friend, or may not be in a state to drive yourself. It\u2019s normal to want to lend you car, or let someone else drive.<\/p><p>You can sometimes lend your car to someone else, provided this person has your permission and has a valid driver\u2019s licence. If not, compensation could be jeopardized in case of an accident.<\/p><h5><strong>IF MY FRIEND HAS AN ACCIDENT DRIVING MY CAR, WOULD I BE COMPENSATED?<\/strong><\/h5><p>Yes you would, but the compensation will depend on the protections you have chosen.<\/p><ul><li>If your friend is <strong>not at fault<\/strong> for the accident, you\u2019ll be reimbursed for the damage incurred, even if you only have liability coverage.<\/li><li>If your friend is <strong>at fault<\/strong> for the accident, you\u2019ll be compensated only if you have coverage for damage to the insured vehicle.<\/li><\/ul><h5><strong>COULD MY FRIEND\u2019S INSURER COMPENSATE FOR THE DAMAGES ON MY VEHICLE?<\/strong><\/h5><p>Yes, but only if your friend is responsible of the accident. Your friend also has to have subscribed to endorsement 27 (\u201cDamage to vehicles not owned by the insured\u201d). The damages could then be covered by your friend\u2019s insurer. In such a case, you would have the choice to either make a claim to your own insurer or your friend\u2019s.<\/p><p>Note that no matter whose insurer will compensate, the accident will still be attributed to your friend and found under their personal claims file.<\/p><h6>Source: InfoAssurance<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00a0 There are times you may want to help out a friend, or may not be in a state to drive yourself. It\u2019s normal to want to lend you car, or let someone else drive. You can sometimes lend your car to someone else, provided this person has your permission and has a valid driver\u2019s [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":17716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"class_list":["post-15489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vehicle-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/15489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/comments?post=15489"}],"version-history":[{"count":4,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/15489\/revisions"}],"predecessor-version":[{"id":20184,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/posts\/15489\/revisions\/20184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media\/17716"}],"wp:attachment":[{"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/media?parent=15489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/categories?post=15489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.groupevezina.com\/en\/wp-json\/wp\/v2\/tags?post=15489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}